I didn't think I would ever find myself in such a difficult financial ...

I didn't think I would ever find myself in such a difficult financial situation... problem after problem that require financial investments... and my husband was even demoted at the worst possible moment... for two months now we can say we're just surviving, and on top of that, disagreements start, and naturally I'm under stress... I'm afraid what will happen next, because now the appearance of a baby will add strain... how is your budget doing while you're on maternity leave? Is your husband managing? On one hand, I want to help him somehow, but what can I do right now? He doesn't want to change jobs, he serves under contract, and I see fewer pluses in this job, and